Car insurance is a type of insurance policy that provides financial protection against damage or loss to a vehicle. It can also provide coverage for injuries or damage that you may cause to other people or their property while driving your car. Car insurance policies typically include different types of coverage, such as liability coverage, collision coverage, and comprehensive coverage.
Liability coverage is mandatory in most states and provides protection in case you are found to be at fault in an accident and someone is injured or their property is damaged. Collision coverage provides coverage for damages to your own car resulting from a collision with another vehicle or object. Comprehensive coverage provides protection against damage to your car resulting from non-collision events such as theft, fire, or natural disasters.
Car insurance policies may also include other optional coverage such as personal injury protection, uninsured/underinsured motorist coverage, and roadside assistance. The cost of car insurance can vary based on factors such as your driving record, the type of car you drive, and your location.
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